Without a thorough dictionary of car insurance words, no car insurance resource would be complete. To better assist you in navigating the sometimes perplexing world of insurance, we've developed a glossary of terminology and meanings.

Accident – An unanticipated occurrence that results in property damage to a vehicle or bodily injury to a person. If you are a resident in Spain then you can also get the best car insurance service from turner insurance.


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It could be an at-fault or not-at-fault event, and it could be recorded or unreported. A collision is a type of accident that involves two or more cars.

Accident report form– This is the police report, also known as a police report, that contains vital information about the automobile crash.

The names of all parties involved, cars involved, property destroyed, and tickets issued will be included in this report.

Adjuster – After an accident or other incident, this person will examine the actual loss recorded on the policy. They will decide how much the insurance company will pay for the auto insurance policy.

Agent– An agent is a licensed and trained person who is authorized to sell and service vehicle insurance policies for a company.

At-Fault – The amount that you, the policyholder, contributed to or caused the car accident. This establishes which insurance company is responsible for which percentage of the losses.

Auto Insurance Number – This is a score that examines the information in your consumer credit report, comparable to a credit score. These scores are used to calculate the cost of your auto insurance coverage. Your vehicle insurance costs may rise if you have negative marks on your credit record. The way this information is used to determine policy price varies by state.

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